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Copyright © 2020 InComm Payments™ All Rights Reserved

American Express® Reward Cards and American Express® Business Gift Cards can be used at U.S. merchants that accept American Express Cards. BUSINESS GIFT CARDS DO NOT HAVE FEES AFTER PURCHASE AND FUNDS DO NOT EXPIRE. REWARD CARDS SOLD MAY HAVE FEES OR THE FUNDS MAY EXPIRE. No ATM cash withdrawal. Additional limitations apply, including restriction on use for recurring billing. See Cardholder Agreement distributed with the Card for complete details. Cards cannot be redeemed for cash, except where required by law. Cards are issued pursuant to a loyalty, reward or other promotional program. Cards are issued by American Express Prepaid Card Management Corporation (PCMC). PCMC is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 913823.

Visa® Rewards Cards are issued by The Bancorp Bank or MetaBank® pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank and MetaBank; Members FDIC. See card back for issuer. Vanilla Visa Gift Cards and Vanilla Visa Reward Cards are issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Vanilla MasterCard Gift Cards and Vanilla Mastercard Reward Cards are issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Vanilla eGift Visa Virtual Accounts are issued by The Bancorp Bank pursuant to a license from Visa U.S.A Inc. Vanilla eReward Visa Virtual Accounts are issued by The Bancorp Bank or MetaBank pursuant to a license from Visa U.S.A. Inc. Certain cards are distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. Unless otherwise noted in the terms and conditions, Cards may be used in the U.S. and District of Columbia everywhere Visa debit cards or Debit Mastercard are accepted, as applicable. Virtual Accounts can be used online, over the phone, or through mail order only. Terms and conditions apply — see Cardholder Agreement for details.