Bank Legal

The prepaid American Express Reward Card (Card) may be used at merchants virtually everywhere American Express® Cards are accepted in the United States, U.S. Virgin Islands and Puerto Rico. The Card cannot be used at ATMs. Subject to applicable law, and except as otherwise provided in the Cardholder Agreement, the Card is not redeemable for cash. Additional limitations apply, including restrictions on use of the Card for recurring billing. Read Cardholder Agreement for complete terms and conditions, including a binding individual arbitration clause. For customer service, call 1-833-249-6098. For balance inquiries, current Cardholder Agreement, and additional information visit The Card is provided pursuant to a reward, loyalty or promotional program and is issued by American Express Prepaid Card Management Corporation (PCMC). PCMC is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 913823 

Vanilla Visa® Gift Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Cards may be used in the U.S. and District of Columbia everywhere Visa debit cards are accepted. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners. No ATM or cash access. See Cardholder Agreement for terms and conditions. Cards are distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS #912772. 

InComm InCentives has the rewards solution to help you create a culture of positivity.

 eCommerce Shop

Whether you’re a small business or a Fortune 500 company, we can provide you with online bulk gift card purchasing options. 

Our eCommerce site allows you to order Visa®, American Express®, and branded gift cards in bulk with just a few clicks. Account setup is quick and easy – browse our catalog of brands, or create an account today!

Enterprise Solutions

Our configurable platforms offer access to our full portfolio of rewards: digital and physical cards, personalized certificates, merchandise, experiences, travel, and the Apple Rewards Store. Also available are file-based ordering and single source API integration options.

A secure FTP site (Raindrop) enables drag-and-drop CSV orders of our prepaid products without integration. Alder, our API, gives you the freedom to customize your front-end experience while utilizing our secure processing & fulfillment.